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Economic Policy and Debt

Avoiding the Need for Repeated Debt Relief
Implemented in, by the World Bank and International Monetary Fund, the Debt Sustainability Framework for Low Income Countries

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Direct Consolidation Loans

U.S. Department of Education program under which borrowers can apply online for consolidation of their federally-insured student loan debt.

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Consolidate First Premier

We work with over 12,000 differant creditors. Below is a list of a few of the major creditors that we work with every day. Now, just because you don't see your creditor on this list, doesn't mean that we don't work with them.

Consolidte first premier credit card

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First Premier

PREMIER FINANCIAL BANCORP, INC a $538 million community bank holding company with five bank subsidiaries announced positive earnings results for the first quarter of 2005. Premier realized net income of $803,000 (15 cents per share) during the quarter ending March 31, 2005, all from continuing operations, a 57% increase over the $511,000 of net income reported for the same quarter of 2004. On a per share basis, Premier earned $0.15 during the first quarter 2005, a 50% increase over the $0.10 per share earned during first quarter of 2004. The increased earnings in 2005 were primarily the result of lower interest expense and lower professional fees which were only partially offset by a higher provision for loan losses.

The $511,000 of net income reported for the first quarter of 2004 is divided into $482,000 from continuing operations and $29,000 from discontinued operations. The discontinued operation was Premier's wholly-owned subsidiary Citizens Bank (Kentucky), Inc. ("Citizens Bank") which was sold on July 1, 2004. The following discussion relates only to continuing operations.

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Consolidate my First Premier Credit Card

Be free of stress with a consolidation program. Reduce interest rates and monthly payments. Fill out the debt consolidation quote for a free analysis. Take the first step on becoming a stress free day to day. If we can't reduce or eliminate your interest rates, we will direct you to our competitors to see if they can help. We are dedicated to help become debt free in a fraction of the time it would take to pay off your creditor with the interest rates you have now. You have already made the right choice by being here, the next step is to fill out the debt consolidation quote form, or call are certified credit couselors at

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